News & Updates

B lenders, sometimes called subprime lenders, are financial institutions that specialize in mortgages but are not regulated to the same extent as A lenders. Because they don’t adhere to the standards put in place for chartered banks like RBC, TD or Scotiabank, B lenders can be more flexible in who they lend to and the terms they offer.

Some methods of investing in real estate are “active” while others are “passive”. Perhaps you’re already familiar with a few of these approaches to real estate investing, while others might be entirely new to you.

The amount of time it takes to improve a damaged credit score varies depending on your circumstances, but it will likely require a bit of patience and won’t happen right away.

As previously mentioned, payment history can significantly impact your credit score. If you have a “thin” credit file, then there may not be enough information in your credit report to calculate a credit score or it may be lower than you’d like.

The specific steps that can improve your credit score will vary based on your unique credit situation. But here are some things to consider that can help almost anyone boost their credit score.

Credit scores are calculated using the information found in your credit reports. It’s a common myth that you have only one credit score. In reality, credit scores can vary depending on the scoring model used to calculate them.