Top 9 Reasons to Use a Mortgage Broker

Unlocking Your Path to Homeownership

1. Save thousands of dollars in interest over a bank mortgage

We secure the deepest discounts from lenders, thanks to the substantial volume of business we direct to them each month. These significant savings are promptly passed on to our clients, whether they are in the process of purchasing, refinancing, or renewing a mortgage.

2. Isn’t it time the banks competed for your mortgage business?

We believe in empowering you with choices. By presenting you with options, we enable you to compare what your bank is offering with what we can provide. The ultimate decision rests with you. It’s always wise to seek a second opinion on what is likely the most significant financial decision you’ll ever make.

3. Our online process is seamless and efficient

Experience the ease and speed of our online application process. After gathering some essential information, we electronically submit it to the lenders we believe are the best match for your situation. You can typically expect a quote within 24-36 hours. Streamlining the application process ensures a swift and straightforward experience for our clients.

4. We’re always here when you need us

At APS Mortgages, our dedicated team is ready to support you at every stage of your homeownership journey. Whether you have questions, need guidance, or require assistance, we’re here to provide the service you deserve.

5. We take one credit bureau only, and can forward your file to multiple lenders at once

We understand the importance of preserving your credit rating. Unlike some practices that involve multiple credit bureau pulls, we take only one credit bureau report. This approach safeguards your credit rating, increasing your chances of securing the best mortgage or a mortgage at all. Rest assured, we can still forward your file to numerous lenders, optimizing your options without compromising your creditworthiness.

6. Rate Protection

Our commitment to ensuring the best possible rates for our clients includes rate protection. If the rate for your mortgage decreases before the closing, you automatically benefit from the lower rate. Conversely, if the rate increases, you are protected with the lower rate that was initially secured. This feature provides peace of mind and financial stability throughout the mortgage process.

7. As licensed experts, we walk you through the process, step by step

Our team of licensed experts is here to guide you through every step of the mortgage process. This personalized assistance is particularly beneficial for first-time homebuyers, ensuring that you understand each stage of the journey. As mortgage experts with ample experience, we prioritize making sure that every detail is well taken care of, providing you with confidence and clarity throughout the process.

8. If you’re an investor or self-employed, we have specific lending programs that are a great fit for you

Our team specializes in self-employed and investor clients. No file is ‘too complicated’ and our team has seen it all.

9. Follow-Up

Our commitment extends beyond the initial mortgage transaction. Our follow-up services aim to maintain a long-term relationship, ensuring that your mortgage aligns with your evolving needs and goals.

Get In Touch

1330 Mid-Way Boulevard, Unit #1
Mississauga, ON L5T 2K3 Canada

(647) 525-4005

Call us now

Mon: 9:00 AM – 6:00 PM
Tue: 9:00 AM – 6:00 PM
Wed: 9:00 AM – 6:00 PM
Thu: 9:00 AM – 6:00 PM
Fri: 9:00 AM – 5:00 PM
Sat: Closed
Sun: Closed

Mortgage Alliance - LIC # 10530